Now accepting new clients for Q3 2026
Houston, TX · Serving clients nationwide
Free consultation available now →
Our services

Full-spectrum financial
services, under one roof.

Most financial advisors handle one piece — investments, or taxes, or insurance — and leave the rest to chance. We handle all of it, because real financial outcomes happen at the intersections. And every service is AI-enhanced, because in 2026, anything less is leaving money on the table.

"We don't sell products. We solve problems. There's a big difference, and you'll feel it the first time we talk."
Our approach
01Investment Advisory

Market intelligence, actually applied.

Portfolio management that combines AI-powered signal detection with rigorous economic analysis — the kind of edge that used to require a Bloomberg Terminal and a six-figure salary.

Most advisors model risk on Modern Portfolio Theory from 1952 and call it a day. We use that as a starting point, then layer on real-time analysis: pre-earnings signal detection, options flow scanning, analyst revision tracking, and macro positioning. The result is a portfolio that's not just diversified, but actively informed by what's actually moving markets right now.

What's included
Custom portfolio construction calibrated to your goals, timeline, and risk tolerance
AI earnings predictor with pre-earnings setup analysis on every position
Options flow scanner identifying institutional positioning
Quarterly portfolio reviews with rebalancing recommendations
Tax-aware trading and harvest opportunities flagged proactively
Direct line to your advisor — no call center, no ticket queue
Individuals Small business Retirement accounts AI-enhanced
See the AI tools in action →
Portfolio Snapshot
AI POWERED
+18.4%
YTD return
$2.4M
Assets advised
Top convictionNVDA, AVGO
Hedged positions4 of 22
Risk-adjusted Sharpe1.84
Next rebalanceJun 2026
02Tax Strategy & Planning

Proactive, not reactive.

If you only think about taxes in March, you've already lost. We treat tax strategy as year-round portfolio architecture — every transaction, every contribution, every move analyzed for tax efficiency.

Filing taxes is a compliance task — and our team handles that too. But the real value is in the eleven other months. We track loss-harvest opportunities, Roth conversion windows, charitable contribution timing, business expense optimization, and retirement contribution strategies. The average client identifies $34K in legal tax savings in their first year with us.

What's included
Year-round tax planning with quarterly check-ins
Individual and business tax return preparation (1040, 1120, 1120-S, 1065)
Tax-loss harvesting integrated with investment portfolio
Roth conversion analysis and retirement contribution optimization
Federal, Texas, and multi-state compliance for nationwide clients
IRS audit support and representation if needed
W-2 earners Self-employed Small business owners Real estate investors
Schedule a tax review →
2026 Tax Optimization
ACTIVE
$34K
Avg savings identified
12
Strategies deployed
Tax-loss harvested$12,400
Roth conversionOptimal: Q4
401(k) contributionMaxed
QBI deductionAvailable
03Accounting & Bookkeeping

Clean books, clear insights.

Your accounting shouldn't just close the books at year-end — it should tell you what's working in your business, in real time. We do both: rigorous compliance plus the strategic read.

For small business clients, we run monthly bookkeeping, reconciliation, and financial reporting. But where most accountants stop, we keep going: cash flow forecasting, margin analysis by product line, customer concentration risk, and benchmark comparisons against your industry. You get dashboards that actually tell you something — not just a tidy stack of P&Ls.

What's included
Monthly bookkeeping, reconciliation, and financial statement preparation
Cash flow forecasting and runway analysis
Accounts payable, accounts receivable, and payroll management
Custom dashboards with industry benchmarking
QuickBooks, Xero, or NetSuite integration and clean-up
CFO-level advisory on pricing, costs, and growth investment
Service businesses E-commerce Professional practices Solo & under-$10M revenue
Talk to us about your books →
Business Health
LIVE
42%
Gross margin
14mo
Cash runway
MRR$48,200 (+8%)
Days sales outstanding28 days
Top customer share12% — healthy
Next AP runMay 31
04Insurance Planning

Right coverage, right price.

Insurance is where most people are either dangerously underinsured or quietly overpaying — sometimes both. We do the analysis to find the real gaps and the real fat.

Independent advisory means we're not tied to any insurance carrier — we shop your coverage across the market and recommend what actually fits your situation. Life, disability, long-term care, business liability, umbrella, property — we analyze the whole picture and right-size it. Once a year, we re-evaluate. Because your needs change, and so should your coverage.

What's included
Comprehensive risk assessment across personal and business exposures
Life, disability, long-term care, and supplemental health coverage analysis
Business liability, property, and key-person coverage for owners
Umbrella and excess liability gap analysis
Independent shopping across A-rated carriers
Annual policy review and rate negotiation
Families Business owners High-income earners New service
Get a coverage review →
Coverage Matrix
REVIEWED
Term life insuranceAdequate
Disability (own occ)Gap: $4K/mo
Property & casualtyAdequate
Umbrella liabilityRecommend +$1M
Long-term careEvaluate at 55
Annual reviewScheduled Q3
How we work together

Transparent fees. No surprises.

Three ways to engage, depending on what you need. No commissions. No hidden product fees. No conflicts of interest.

Frequently asked

Questions worth asking.

Are you a fiduciary?
Yes — across all advisory services. That means we're legally obligated to act in your best interest, not push products that pay us higher commissions. It's a meaningful distinction that not every "advisor" can claim.
How is your AI different from what big firms use?
Big firms use AI mostly for back-office efficiency — claim processing, document review, internal reporting. We use AI for what it's actually best at: pattern recognition in market data, earnings analysis, options flow detection, and tax optimization scenarios. It's the difference between AI that saves the firm money and AI that saves you money.
Do you have a minimum portfolio size?
No hard minimum, but the ongoing partnership model makes the most sense at $250K+ in investable assets. Below that, the à la carte model or focused tax/insurance work is usually a better fit. We'll tell you straight up which makes sense for your situation.
Can I work with you if I'm not in Houston?
Absolutely. Roughly 60% of our clients are outside Texas. Everything we do — investment management, tax filing, accounting, insurance reviews — works just as well over Zoom, phone, and secure document portals. We're licensed and compliant nationwide.
What happens at the first consultation?
It's 30 minutes, free, no obligation. We ask about your current situation, your goals, and what's prompting you to look at this now. We listen more than we talk. By the end, we'll either propose how we'd work together, or refer you to someone better suited if we're not the right fit. That happens too.
How long does it take to get started?
From initial consultation to active engagement, usually 1–2 weeks. Tax projects can begin same-week if it's urgent. Investment accounts typically require 2–3 weeks for transfers to complete (that's the brokerages, not us).
Ready to talk?

Let's start with a conversation.

A free, 30-minute consultation. No pitch, no obligation. Just a clear conversation about your situation and whether we can help.

Schedule your consultation →
Financial information provided is for informational purposes only and does not constitute investment, tax, or legal advice. Past performance is not indicative of future results.